Home Loan Refinancing From

4.64% pa + $7000 Cashback

  • Offer available when you refinance 2 x properties 
  • Cashback offers combining 2 x properties are up to $7000, if you qualify. 
  • Interest rate from 4.64%(qualification criteria applies). 
  • Qualification criteria, please discuss with the Mortgage broker. 
  • LVR of up to 60% or less
  • Interest rate also depends on the Owner occupied/Investment property and minimum borrowing. 
  • Other fees and charges may apply. please discuss the terms and conditions with the Mortgage Broker and request to provide full disclosure. 
  • Offer available until 27 Feb 2023


Step by Step

How Does Mortgage Room Work?

At Mortgage Room, we take you through 3 easy steps to help you refinance your home loan, and providing you with the financial space and freedom to pursue your other dreams.

1. Talk to Mortgage Room Team Member

Fill out a simple form and speak to one of our team members. We will be taking a few relevant details about your home loan so that partnered Home Loan Brokers can best serve you.

2. Work with one of our partner Mortgage Broker

Our Mortgage Brokers are certified and regulated by the Financial Conduct Authority and provide you with a specialised and expert solution on home loan products.

3. Enjoy the New Refinance Rate

Now that you have refinanced your home loan with our Mortgage Broker. Enjoy the new rate or better terms of finance. It's time to look forward to achieving your next big goal.

See how you can potentially save and reduce repayments for your home loan. No commitments Home Loan health check and a FREE Refinance pack. – LIMITED TIME ONLY


Jane saved $83k for the life of the Loan

Jane is our fictitious character who likes to get a good deal, but it may seem that she has set and forgotten about it when it comes to home loans. The Australian Competition and consumer commission have reported that Australians like Jenny with home loans between 3 to 5 years old pay an average of 0.58% more than she needs to. Media Release ACCC 

Let us imagine Jane has taken a home loan of $650,000 at a rate of 5.5%, and she is paying 0.91% more on the interest payments that she could avoid if she takes up the best available offer. She currently pays $230.67 more monthly than she has on a 30-year loan. Taking up the best deal, Jane can save up to $156,845.73 on her 30-year home loan. 

The world of finance and interest rates are constantly changing, which means you can potentially save a lot of money from it.


Some of the brokers associated with us have access to 35 lenders across Australia.

Here is what you'll get in a FREE GUIDE

Reducing your monthly interest obligation may potentially free you to invest back into your life and goals

Our guide will give you general scenarios and information on how, a homeowner such as yourself, can pay off your home loan faster and improve savings on your monthly repayments with the power of refinancing.

Easy to fill and complete, use the – Home Loan Health check and talk to our mortgage broker. This could be your first step towards financial well being.

How to Pay off your mortgage faster

With tips and strategies providing you with general information on how to Pay Off your mortgage faster

Free Home Loan Health Check

It's important to check if your current home loan is still working for you or not. Our panel of mortgage brokers may be able to help you.

Refinance Language and Glossary

Refinance Language and Glossary helps you navigate the complex terms of your Home Loan and be on top of things.


General Questions

It is 100% free! We don't charge you anything as we work directly with the top brokers in the country and earn our fee from them.

At Mortgage Room, we recognise that the Covid-19 pandemic has affected many families and homeowners. Every homeowner should be able to access their savings by refinancing. Please discuss your situation with Mortgage Broker and see how he can assist you with the current situation. 

Still Confused About Our Services? Request a Call Back Today!

Talk to one of our Specialist at MortageRoom to get more information on our services and choose the Home Loan that is right for you


©2023 Mortgage Room. All rights reserved. Mortgageroom.com.au does not offer loans or mortgages. The mortgage room is just the platform to connect the parties looking to refinance their home loan to the mortgage brokers. Mortgage Room gets paid from Mortgage brokers and not from the parties looking to refinance their home loan. 

All loan approvals are credit driven, and all decisions are based on underwriting credit approvals. All rates, terms, and programs are subject to change without notice. Borrowers should consider their options carefully when choosing a loan program. APR (Annual Percentage Rate) is based on a reasonably current index and margin from RBA. The information published on Mortgage Room is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you.  

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